Payment Options

At Northland Plastic Surgery, we provide reconstructive (medically necessary) and cosmetic (elective) services.

Reconstructive services, including consults, office visits and procedures, will be billed to your insurance plan, if you are covered by insurance. Please have your insurance information available when you come to our clinic for your appointment. Remaining patient balances for reconstructive services may be paid by cash, check, or credit card.  We can also assist you in obtaining patient financing for your deductible and coinsurance for reconstructive services.  Request a payment plan.

Northland Plastic Surgery (NPS) requires a credit or debit card on file for on all elective / non-emergent reconstructive surgeries that are not covered by a federal health plan (Medicare, Medical Assistance, VA, Work Comp, etc.). 

When surgery is scheduled, NPS will get authorization from the patient or account holder to securely capture and store payment account information.  The authorization will be for up to $500.

Once the insurance has processed the claim and the patient responsibility has been determined, NPS will charge the credit card for the patient balance, up to $500.   If the patient balance is less than or equal to $500, NPS will charge the actual amount.  If the patient balance is greater than $500, NPS will charge $500 and call the patient to set up payment for the remaining balance.

If you would like more information about this policy, please call our billing department at the numbers below. 

            Patient last names A – L:  call Lori at 218-730-2161

            Patient last names M – Z: call Deb at 218-730-2162

Cosmetic consults, skin care services, and skin care products are paid for when the care is delivered. Cosmetic surgery services must be paid for one week prior to the surgery.

We accept cash, checks, or the credit cards shown below for payment. If you'd like to pay online, please click the link below. Cosmetic surgery services cannot be paid online; please contact our scheduler for more information.

creditcardsOnline Payments via Credit Card or Bank Account


Looking for another way to pay for the cosmetic treatment you'd like?  Here are two options we suggest.

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Prosper Healthcare Lending (fomerly American Healthcare Lending) is the premier financing company in the cosmetic surgery industry. With over $5 billion funded and over 300,000 loan inquiries serviced through their lenders, this is a name and program you can trust.

Here are some of the benefits you will recieve with a loan from Prosper Healthcare Lending:

•  For loans starting at $2,000 with immediate decisions for loans under $35,000
•  Term options out to 84 months (affordable monthly payments)
•  No collateral required
•  No prepayment penalties
•  Fast & easy loan inquiry process
•  100% confidential



CareCredit can help you get your treatment sooner with no up-front costs and no pre-payment penalties. CareCredit is a card designed specifically for your health and beauty needs from procedures such as breast augmentation and liposuction, to Botox, skin treatments, and more. So now the decision is in your hands to get the look you've always wanted, whenever you're ready.

Apply today and you'll be feeling refreshed in no time.